Seller's Guide · 2026 Edition
A comprehensive, step-by-step guide to selling your home in Montgomery, Bucks, and Chester County PA — from pre-listing preparation to closing day. Written by the Belous Realty Team.
7–21
Avg. Days to Sell
98.5%
Sale-to-List Ratio
7–10%
Total Selling Costs
30–45
Days to Close
From the day you decide to sell to the closing table, here's a week-by-week breakdown of the process.
Understanding your closing costs is essential for calculating your net proceeds. Here's a detailed breakdown of typical seller costs in Pennsylvania.
| Cost Item | Typical Amount | Notes |
|---|---|---|
| Real Estate Commission | 5%–6% | Negotiable; covers listing and buyer's agent fees |
| PA Transfer Tax (State) | 1% | Split equally between buyer and seller (0.5% each) |
| Local Transfer Tax | 1% | Split equally; varies by municipality |
| Title Insurance (Owner's) | $1,500–$3,000 | Typically paid by seller in PA |
| Deed Preparation | $300–$500 | Attorney or title company fee |
| Prorated Property Taxes | Varies | Adjusted to closing date |
| Mortgage Payoff | Varies | Outstanding balance plus per-diem interest |
| Seller Concessions | 0%–3% | Negotiated with buyer; common for closing cost assistance |
Commission (5.5%): $33,000
Transfer Tax (seller's 1%): $6,000
Title Insurance + Deed: ~$2,500
Prorated Taxes + Misc: ~$2,000
Estimated Net Proceeds: ~$556,500
The Belous Realty Team provides complimentary Comparative Market Analyses for homeowners in Montgomery, Bucks, and Chester County. Know your home's true market value before you list.